Buy Crypto with Credit/Debit Cards

Buy Crypto with Credit/Debit Cards in the USA

Use a card in your own name (or an approved business card) to buy crypto like Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and Litecoin (LTC) through KrabX. Trades are non-custodial and settled from our own inventory directly to wallets you control. Apple Pay and Google Pay are supported where available.

FinCEN-registered MSB One-time ID check required Limit: $5,000 per trade Apple Pay & Google Pay supported

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Serving eligible U.S. customers outside New York and jurisdictions where our services are not permitted or would require licensing we do not hold. Card availability may vary by risk, issuing bank, and customer profile.

How buying with a card works

Card purchases follow a clear, repeatable process so you understand the flow before any funds move, regardless of whether you’re buying BTC, ETH, USDT, LTC, or another supported asset.

Open chat & choose “Debit/Credit card”

Tell us which asset you want to buy (for example Bitcoin, Ethereum, USDT, Litecoin, or Monero), the amount, and that you plan to pay by debit/credit card (or Apple Pay / Google Pay).

Complete verification & confirm your quote

New customers complete a one-time ID check through SumSub. We may also request basic cardholder/billing verification to reduce fraud and chargeback risk. Once verified, we confirm a live quote and the $5,000 limit before you proceed.

Complete secure checkout & receive crypto

You complete a secure card or wallet checkout (Apple Pay / Google Pay where supported). After payment confirmation, KrabX sends the agreed crypto from our inventory to your self-custody wallet.

What can I do with card checkout?

Card checkout is for buying crypto only. If you want to sell crypto to KrabX, use Zelle or Wire/ACH Transfer instead.

Supported: buying crypto

Use debit/credit cards (and Apple Pay / Google Pay where available) to buy supported assets such as Bitcoin, Ethereum, USDT, Litecoin, and Monero. This option is designed for convenience and faster onboarding, with a $5,000 per-trade limit.

Not supported: selling crypto via card

You cannot sell crypto to KrabX using a credit/debit card as the payout method. If you are selling, we settle payouts via Wire/ACH Transfer or Zelle to an account in your name/business name.

How card checkout works with different assets

KrabX is a non-custodial OTC desk. We trade from our own inventory and support multiple assets, with availability based on risk, liquidity, and operational constraints.

BTC, ETH, USDT & LTC

Card checkout is commonly used for Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and Litecoin (LTC). You buy crypto and receive it directly to a wallet you control.

Monero (XMR) and other assets

Availability varies by liquidity and risk controls. If you want to buy Monero (XMR) or a less common asset, ask us in chat and we’ll confirm what’s currently supported for card checkout.

When cards are not a fit

For larger ticket sizes, ongoing business settlement, or customers seeking maximum banking stability, we may recommend Wire/ACH Transfer instead. For customers who prefer physical cash settlement, Cash by Mail may also be an option.

Before you buy:
Review our Trust & Safety page to understand verification standards, scam prevention, and why third-party payments are prohibited.

Read Trust & Safety →

Card rules we follow

Cardholder must match your KYC. We only accept cards and wallets (Apple Pay / Google Pay) in your legal name, or in the name of a business you have verified with us.
No third-party cards or wallets. We do not accept payments from friends, relatives, investors, or unknown third parties.
Billing verification may be required. We may request billing address confirmation and additional checks to reduce fraud and chargeback risk.
No “chargeback” trading. Disputed card payments create major compliance and fraud risk. If a payment is disputed, we may freeze service and escalate verification and reporting as appropriate.

KrabX is not affiliated with Visa, Mastercard, Apple, or Google. Card and wallet payments are processed through third-party providers and may be subject to additional verification, holds, or declines by your issuing bank.

Quick questions

Do I have to complete KYC to buy with a card?

Yes. All card and wallet users complete a one-time ID check through SumSub. This helps meet KYC/AML requirements and reduces fraud and chargeback risk.

What is the limit for card-based buys?

The current limit is $5,000 per trade for debit/credit cards and Apple Pay / Google Pay (where available). Limits and approval may vary based on risk checks, customer history, and issuer behavior.

Can I use a business card?

Often yes, if the business and authorized signer can be verified. Tell us you plan to use a business card and we’ll walk you through the one-time business verification requirements.

How do I sell crypto to KrabX?

Press the "Start Trade" button in the top right corner of any KrabX page and choose Sell, then select Zelle or Wire/ACH Transfer as your payout method. We do not process card-based payouts for sells.

Do you offer guaranteed returns or managed investments?

No. KrabX is an OTC trading desk that facilitates buy transactions and sell transactions only. We do not offer managed accounts, guaranteed returns, or investment schemes. If someone is telling you to use your card to buy crypto for “returns,” talk to us first.

Ready to buy crypto with a card?

Open a chat, tell us which asset you want to buy (BTC, ETH, USDT, LTC, etc.), the amount, and choose Debit/Credit card (or Apple Pay / Google Pay). We’ll guide you through verification, risk checks, and settlement step by step.

You can always ask questions first. There’s no obligation until you confirm a quote and complete checkout.

KrabX (M Bull Holdings LLC) is registered with FinCEN as a Money Services Business and operates as a non-custodial OTC trading desk. This page is for informational purposes only and does not constitute legal, tax, or investment advice. Availability, limits, and pricing for card-based buys — including buys of Bitcoin, Ethereum, USDT, and Litecoin — may vary based on customer profile, state of residence, issuer behavior, and risk assessment. Card and wallet payments may be declined or held by third-party processors or issuing banks.