Start Trade
Buy Bitcoin with Zelle

Buy Bitcoin with Zelle in the USA

Trade directly with a FinCEN-registered, non-custodial OTC desk. Use Zelle from your own bank account and receive Bitcoin to a wallet you control.

FinCEN-registered MSB Non-custodial, two-party trades Zelle from accounts in your name
View all payment methods

Serving eligible U.S. customers outside New York and jurisdictions where our services are not permitted or would require licensing we do not hold.

How it works

Every Zelle trade follows the same three steps so you always know what to expect.

1

Open chat & get a quote

Tell us the amount you'd like to buy and that you want to use Zelle. We confirm Zelle is appropriate for your situation and give you a live quote before you send anything.

2

Complete quick verification

New customers complete a one-time ID check through SumSub so we can meet KYC/AML requirements and confirm your state of residence.

3

Send Zelle & receive Bitcoin

You send a Zelle payment from your own bank account. Once received and verified, KrabX sends Bitcoin directly to your self-custody wallet.

Why people use KrabX with Zelle

Non-custodial OTC

KrabX does not hold balances or run hosted wallets. We trade from our own inventory and send directly to wallets you control.

Registered & structured

M Bull Holdings LLC d/b/a KrabX is registered with FinCEN as an MSB and operates under a written BSA/AML program with independent review.

Human-operated desk

You talk to the same OTC trader, not a random marketplace profile. If something looks off, we’d rather stop the trade than push it.

Zelle rules we follow

  • Account must match your KYC. We only accept Zelle from bank accounts in your legal name, or in the name of your business.
  • No third-party senders. We do not accept payments from friends, relatives, or businesses you don’t own.
Zelle is a service of participating banks. KrabX does not own or operate Zelle and is not affiliated with Early Warning Services, LLC. Only use Zelle in line with your bank’s terms and applicable law.

Quick questions

Do I have to complete KYC to use Zelle with KrabX?
Yes. All Zelle users complete a one-time ID check through SumSub. This lets us meet KYC/AML requirements and confirm that you’re in an eligible state.
How fast do Zelle trades settle?
After you’re verified and a quote is agreed, most trades settle within minutes of us receiving and confirming your Zelle payment. First-time trades may take a bit longer.
Do you offer guaranteed returns or investment plans?
No. KrabX is an OTC trading desk that facilitates buy and sell transactions only. We do not provide investment products, guaranteed returns, or trading advice.

Ready to buy Bitcoin with Zelle?

Open a chat, tell us your amount, and we’ll guide you through verification and your first trade step by step.

You can always ask questions first. There’s no obligation until you confirm a quote and send funds.
KrabX (M Bull Holdings LLC) is registered with FinCEN as a Money Services Business and operates as a non-custodial OTC trading desk. This page is for informational purposes only and does not constitute legal, tax, or investment advice. Availability of Zelle-based trades may vary based on customer profile, state of residence, and banking partner.