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Buy Bitcoin with Wire Transfer

Buy Bitcoin with a Bank Wire in the USA

Use a domestic bank wire transfer from your own U.S. bank account to buy Bitcoin through KrabX. Trades are settled from our own inventory directly to your self-custody wallet.

FinCEN-registered MSB Non-custodial, two-party trades Built for larger, higher-limit deals
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Serving eligible U.S. customers outside New York and jurisdictions where our services are not permitted or would require licensing we do not hold.

How it works

Wire trades follow a clear three-step process so you understand what happens before you send any funds.

1

Open chat & get a quote

Tell us how much Bitcoin you want to buy and that you’d like to pay by bank wire. We confirm that a wire is appropriate for your profile and provide a live quote, including any minimums, before you send anything.

2

Complete verification & receive instructions

New customers complete a one-time ID check through SumSub. For larger wires we may request basic source-of-funds information. Once approved, we share our beneficiary bank details and your wire reference.

3

Send the wire & receive Bitcoin

You send a domestic bank wire from an account in your legal name (or your verified business). After the wire is received and credited, KrabX sends Bitcoin from our own inventory to your self-custody wallet.

Why people use KrabX with wire transfers

Higher limits, cleaner audit trail

Domestic wires are well-suited for larger OTC trades. You get a clear bank record of the transfer and we can size transactions appropriately based on your profile and risk assessment.

Non-custodial settlement

KrabX does not hold ongoing customer balances or operate hosted wallets. Each trade is a direct purchase from our inventory, delivered to a wallet you control.

Registered & compliance-first

M Bull Holdings LLC d/b/a KrabX is registered with FinCEN as an MSB and operates a written BSA/AML program with independent review, KYC, sanctions screening, and blockchain analytics.

Wire transfer rules we follow

  • Account must match your KYC. We only accept wires from bank accounts in your legal name, or in the name of a business you have verified with us.
  • No third-party wires. We do not accept wires from friends, relatives, investors, or other third parties sending on your behalf.
  • We don’t ask you to mislabel transfers. We never ask customers to misstate the purpose of a wire or mislead their bank. All activity must comply with your bank’s terms and applicable law.
Wire transfers are processed by your bank and any correspondent banks involved. KrabX cannot control bank processing times, holds, or compliance reviews, but we provide clear instructions and credit funds promptly once received and released to us.

Quick questions

Do I have to complete KYC to buy Bitcoin with a wire?
Yes. All wire customers complete a one-time ID check through SumSub. For larger or higher-risk trades, we may also request basic source-of-funds information as part of our AML program.
How long do wire transfer trades take?
Most domestic wires arrive the same business day if sent before your bank’s cutoff time. Once your wire is received and cleared to us, we typically send Bitcoin to your wallet the same day. First-time trades or very large amounts may take longer due to compliance checks.
Can I send from a business bank account?
Yes, if your business is onboarded with KrabX and we have completed KYC/KYB for the entity and its controllers. We cannot accept wires from companies or structures that we have not verified.

Ready to buy Bitcoin with a bank wire?

Open a chat, tell us your amount, and we’ll walk you through verification, wiring instructions, and settlement timing before you send any funds.

You can always ask questions first. There’s no obligation until you confirm a quote and decide to send a wire.
KrabX (M Bull Holdings LLC) is registered with FinCEN as a Money Services Business and operates as a non-custodial OTC trading desk. This page is for informational purposes only and does not constitute legal, tax, or investment advice. Availability, limits, and pricing for wire transfer trades may vary based on customer profile, state of residence, banking partner, and risk assessment.